How To Postpone A MN Foreclosure Sale

THIS IS NOT LEGAL ADVICE. Everything provided here is for general information

1. Eligibility Check

  • Filling must satisfy The 15-Day Critical Deadline

    Current Date: May 15, 2026. If your sale is scheduled for May 30, 2026 or earlier, the window for this statutory right has passed. Consider strategic alternatives or contact an attorney.

  • The property must be your homestead (primary residence).
  • It must contain 1-4 units.
  • The Trade-off: By postponing the sale for 5 months, your "redemption period" (the time you can stay in the house after the sale) is reduced from 6 months to 5 weeks.

2. Required Actions To Be Completed

Timeline Summary

Requirement Deadline Cost (Approx)
A. Recording Affidavit with County 15 Days Pre-Sale ~$46.00
B. Notify Sheriff of Postponement 15 Days Pre-Sale Free (possible cost of parking)
C. Notify Attorney of Postponement by CERTIFIED mail 15 Days Pre-Sale Postage (~$7.00)
A. Execute & Notarize the Affidavit Form from part 3

Fill out the Affidavit of Postponement. You must sign this in front of a Notary Public and attach a copy of your Notice of Mortgage Foreclosure Sale.

Locate Your Notice of Sale
Your Mail / Foreclosure Packet Check for documents delivered via first-class mail or served in person at least 4 weeks before the sale.
Local Newspaper Check the legal notices section of your local newspaper of record (published weekly for 6 weeks).
County Recorder's Office Contact the registrar of titles in the county where your property is located.
The Foreclosing Attorney Call the lender's attorney (listed on your foreclosure paperwork) to request a copy.
Minnesota Newspaper Association Search for published notices online at mnpublicnotice.com.
B. Record at the County

Take the notarized original to the County Recorder or Registrar of Titles. You must pay the recording fee (approx. $46.00) and get stamped copies showing the filing date.

C. Notify the Sheriff & Attorney

Deliver a recorded copy to the County Sheriff's Civil Unit. Also, mail a copy to the law firm representing the bank via Certified Mail.

3. Request Postponement

Auction date must be at least 15 days from today.
You must confirm the property is your homestead or primary residence.
You must confirm that you understand the reduced redemption period. Give us a call or talk to an attorney for more information.
You must confirm that you understand that nothing on this website constitutes legal advice.